OneTaskBy Tim King · Updated
Dividend Calculator
DRIP Reinvestment Growth and Yield on Your Own Share Price and Dividend
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How the Dividend Calculator works
This dividend calculator shows what a share or fund pays you. Enter the amount invested, the share price and the yearly dividend per share to get the yield, the income per year and per payment, and project the income over years with optional dividend growth and reinvestment.
Dividend calculator formula
The yield compares the yearly dividend with the price. The dividend calculator uses:
Yield = annual dividend per share ÷ share price
Annual income = shares × annual dividend per share
With reinvestment, each payment buys more shares at the current price, so the next payment is larger. The price is held constant here so the effect of reinvesting is clear; real prices move.
Worked example: plain income
10,000 in a share at 50.00 paying 2.00 a year buys 200 shares. The yield is 4%, the income is 400.00 a year or 100.00 a quarter, and over 10 years with no growth you collect 4,000.00.
Worked example: growth and reinvestment
Add 5% yearly dividend growth and reinvest every payment. Year 1 pays 406.04 and year 10 pays 984.52. Total dividends reach 6,485.85 and you end with 329.72 shares worth 16,485.85. The table shows how many dollars or pounds each yield pays per payment.
Dividend reference table
Income on 10,000 invested at dividend yields from 1% to 8%, per year, per quarter and per month.
| Yield | Yearly | Quarterly | Monthly |
|---|---|---|---|
| 1.00% | 100.00 | 25.00 | 8.33 |
| 1.25% | 125.00 | 31.25 | 10.42 |
| 1.50% | 150.00 | 37.50 | 12.50 |
| 1.75% | 175.00 | 43.75 | 14.58 |
| 2.00% | 200.00 | 50.00 | 16.67 |
| 2.25% | 225.00 | 56.25 | 18.75 |
| 2.50% | 250.00 | 62.50 | 20.83 |
| 2.75% | 275.00 | 68.75 | 22.92 |
| 3.00% | 300.00 | 75.00 | 25.00 |
| 3.25% | 325.00 | 81.25 | 27.08 |
| 3.50% | 350.00 | 87.50 | 29.17 |
| 3.75% | 375.00 | 93.75 | 31.25 |
| 4.00% | 400.00 | 100.00 | 33.33 |
| 4.25% | 425.00 | 106.25 | 35.42 |
| 4.50% | 450.00 | 112.50 | 37.50 |
| 4.75% | 475.00 | 118.75 | 39.58 |
| 5.00% | 500.00 | 125.00 | 41.67 |
| 5.25% | 525.00 | 131.25 | 43.75 |
| 5.50% | 550.00 | 137.50 | 45.83 |
| 5.75% | 575.00 | 143.75 | 47.92 |
| 6.00% | 600.00 | 150.00 | 50.00 |
| 6.25% | 625.00 | 156.25 | 52.08 |
| 6.50% | 650.00 | 162.50 | 54.17 |
| 6.75% | 675.00 | 168.75 | 56.25 |
| 7.00% | 700.00 | 175.00 | 58.33 |
| 7.25% | 725.00 | 181.25 | 60.42 |
| 7.50% | 750.00 | 187.50 | 62.50 |
| 7.75% | 775.00 | 193.75 | 64.58 |
| 8.00% | 800.00 | 200.00 | 66.67 |
Quick answers
- A 4% yield on 10,000 pays 400 a year.
- To earn 1,000 a month at a 4% yield you need 300,000.
- Quarterly payments are the yearly dividend divided by 4.
- A falling share price raises the yield on the same dividend.
- Reinvesting compounds the number of shares you own.
FAQ
What is a good dividend yield?
Broad stock markets have typically yielded a few percent. A yield well above the market can signal that investors expect the dividend to be cut, so a high number is worth checking against the company's earnings and history.
Is dividend yield based on the price I paid?
The quoted yield uses today's price. Yield on cost uses the price you paid, which rises over time if the dividend grows. Enter your purchase price to see your yield on cost.
Does this include tax on dividends?
No. Dividend tax depends on your country, account type and income. The figures here are before tax. If you know your own rate, reduce the dividend per share by that percentage to see the net income.
What is a DRIP?
A dividend reinvestment plan automatically uses each dividend to buy more shares, often with no dealing fee. Set reinvest to Yes to model it. Over long periods it can make a large difference to both income and value.
See also: all Investing tools, Pay, Bills, Property, Debt, Saving.
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