Money Calculators

Overtime, Pay Rise, Tip, Commission, Utility Bill, Mortgage Affordability and Rent vs Buy Calculators

Calculators for the money questions that come up most: what overtime or a pay rise adds, how a bill or a tip splits, what a house will cost to buy and hold, and how a loan changes with an offset account or an interest-only period.

Most used this week

Pay 2

Overtime pay and salary increases.

Bills 3

Tips, split bills, commission and utility bills.

Property 14

Buying, borrowing and property investment.

Debt 7

Interest, repayments and getting out of debt faster.

Investing 8

Growth, returns, dividends and the value of money over time.

Saving 3

Retirement balances and the road to financial independence.

Guides for common jobs

You enter the rates

None of these pages builds in a tax rate, duty scale or government threshold. Wherever a figure depends on where you live or which plan you are on, such as a unit rate, a stamp duty bill or a lender's limit, you type it in yourself, so the result is only ever as current as the figure you give it.

What these calculators leave out

They work out the standard case and show every step. The results are estimates for planning, not financial advice, and your lender, employer or supplier has the final word.

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