Money Calculators

Loan Repayments, Simple Interest, APR to APY and Capital Gains Calculators

Calculators for money questions. Loan repayments and savings growth, salary after tax, hourly rates, margins, markups and discounts, currency conversion and the real cost of an employee. Each calculator shows its working, so you can check the sum against a quote or a payslip.

120 tools tagged Money

401(k) Calculator

401(k) balance at retirement with your employer's match.

Amortization Schedule Calculator

Full loan amortization schedule by year or by month.

Appliance Running Cost Calculator

What an appliance costs to run per hour, day, month and year.

APR To APY Calculator

Convert APR to APY and back for any compounding frequency.

Audio Bitrate Calculator

Sample rate, bit depth and channels to kbps and file size per minute.

Billable Utilisation Calculator

What share of your week is billable, and what the rest costs you.

Blended Rate Calculator

One weighted hourly rate across a mixed team of roles.

Bonus Calculator

Bonus from salary, target percentage, performance multipliers and months worked.

Break-Even Calculator

Units and revenue needed to cover fixed costs, and to hit a profit target.

Break-Even ROAS Calculator

The ROAS multiple at which an ad campaign stops losing money.

CAC Calculator

Acquisition cost, payback period and the LTV to CAC ratio.

CAGR Calculator

Compound annual growth rate between two values over time.

Capital Gains Calculator

Capital gain, tax at your own rate and annualised return.

Capital Growth Calculator

Future property value or the growth rate since purchase.

Car Affordability Calculator

The car price your income supports, with loan and deposit.

Car Depreciation Calculator

Future car value and depreciation cost per year and per km.

Charge-Out Rate Calculator

The hourly rate to charge for a person, from their salary, overheads and utilisation.

Churn Rate Calculator

Monthly and annual churn, retention and customer lifetime.

Commission Calculator

Flat or tiered sales commission and total pay with base.

Compound Interest Calculator

Growth on a balance, with regular contributions and the real rate.

Conversion Rate Calculator

Conversion rate, revenue per visitor and conversions needed for a target.

Currency Converter

Convert between 30 currencies at the mid-market rate.

Customer LTV Calculator

Lifetime value from spend, frequency, margin and churn.

Debt Payoff Calculator

Debt-free date and interest with the avalanche or snowball method.

Discount Calculator

Percent off, final price, and what stacked discounts really come to.

Dividend Calculator

Dividend yield, income per payment and reinvestment growth.

Dollar Cost Averaging Calculator

Average cost from regular fixed investments, versus a lump sum.

Double Discount Calculator

What two stacked discounts really come to at the checkout.

EBITDA Calculator

EBITDA, EBIT and adjusted EBITDA from net profit, with margins.

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Electricity Cost Calculator

Bill from kWh and tariff, with supply charge, per day, month and year.

Embedding Cost Calculator

Estimate what it costs to embed documents and how much storage the vectors take.

Employee Vs Contractor Cost Calculator

True employee cost per day and the contractor rate that breaks even.

EV Charging Cost Calculator

Cost, range and time for an EV charge, compared with petrol.

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Expected Value Calculator

Expected value, variance and SD of a set of outcomes.

Extra Mortgage Payment Calculator

Interest and years saved by overpaying your mortgage.

Fantasy Currency Name Generator

Coins, denominations, mints and street slang for a realm's money.

Fill Rate Calculator

Unit, order and line fill rate from units shipped against units ordered.

FIRE Calculator

Your FIRE number and how many years until you reach it.

Free Shipping Threshold Calculator

The order value at which free shipping still makes money.

Freelance Rate Calculator

Target income to hourly and day rate, adjusted for real billable hours.

Freelance Time-Off Surcharge

The rate uplift that pays for your unpaid time off.

Fuel Cost Calculator

Trip fuel cost from distance, your car's economy and the pump price.

Fuel Economy Converter

MPG, L/100km and km/L converted every direction, US and UK gallons kept apart.

Future Value Calculator

Future value or present value of money at any rate.

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Gas Meter Reading Calculator

Turn gas meter readings into kWh and cost.

Heating And Cooling Cost Calculator

Running cost of heating or cooling from output, hours and your price.

Home Affordability Calculator

The price you can afford from income, deposit and rate.

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Home Equity Calculator

Your home equity and how much of it you can use.

House Cleaning Cost Calculator

Cleaning hours and cost per visit at your own hourly rate.

House Deposit Calculator

The deposit, cash needed and time to save it.

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Interest-Only Mortgage Calculator

Interest-only repayments and what happens when they end.

Investment Calculator

Investment growth from a lump sum plus monthly contributions.

Invoice Generator

Type the details, download a clean PDF invoice. Nothing uploaded.

Landscaping Cost Calculator

Garden project budget from your areas, rates and labour.

Late Payment Interest Calculator

Daily interest on an overdue invoice, plus the recovery charge.

Lease Vs Buy Calculator

Net cost of leasing a car versus buying on finance over the same term.

LLM API Prices

Per-million-token API prices for 82 models from six vendors.

LLM Cost Calculator

Price LLM API calls per request and per month, with caching.

Loan Comparison Calculator

Compare two loans by payment, interest, fees and total cost.

Loan Repayment Calculator

Car and personal loan repayments, and what a flat rate really costs.

Loan-to-Value Calculator

The LVR of a mortgage and what it takes to hit a target.

Margin Vs Markup Calculator

Convert between gross margin and markup on any unit cost.

Markup Calculator

Sale price from cost and markup, with the matching margin.

Meeting Cost Ticker

Watch what a meeting costs while it is happening.

Milestone Payment Splitter

Split a project fee into deposit and milestone amounts.

Mortgage Comparison Calculator

Which of two home loans is cheaper once fees count.

Mortgage Offset Calculator

Interest and years saved by an offset account.

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Mortgage Payoff Date Calculator

Find the month and year your mortgage is paid off.

Mortgage Repayment Calculator

Home loan repayments with amortisation schedule, offset and extra repayments.

Mortgage Repayment Calculator Australia

Australian home loan repayments with offset, extra repayments and the full schedule.

Moving Cost Calculator

Movers, hours and cost of a house move at your own rates.

MRR To ARR Calculator

MRR to ARR, revenue per account and a twelve-month projection.

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Negative Equity Calculator

See your mortgage shortfall and when equity turns positive.

NPV And IRR Calculator

Net present value, IRR, payback and profitability index.

Overhead Rate Calculator

Annual overhead spread across the hours you can actually bill.

Overtime Calculator

Overtime pay at time and a half, double time or any rate.

PayPal Fee Calculator

What PayPal leaves you, or what to invoice to net a figure.

Percentage Calculator

What is X% of Y, percentage change, difference, and reverse percentages.

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Percentage Change Calculator

Percentage change from old to new, with working and average rate.

Pool Cost Calculator

Pool volume, build, fill and yearly running cost at your rates.

Pro-Rata Salary Calculator

Part-time gross pay and holiday from a full-time salary.

Profit Margin Calculator

Gross margin from cost and price, or the price for a target margin.

Property Buying Costs Calculator

Every buying cost and the total cash you need.

Property Cash Flow Calculator

What a rental property costs or pays you each week.

Property Settlement Calculator

The balance at settlement with rates adjusted by day.

Refinance Calculator

New payment, break-even month and lifetime saving from refinancing.

Renovation Cost Calculator

Renovation budget from area, your build rate, fees and contingency.

Rent Affordability Calculator

The rent you can afford from your income.

Rent Per Square Foot Calculator

Convert commercial rent into cost per square foot and per person.

Rent Vs Buy Calculator

Whether buying or renting leaves you better off.

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Rental Lease Calculator

Lease end date, total rent and every payment due date.

Rental Yield Calculator

Gross and net rental yield on an investment property.

Retainer Overage Calculator

What to invoice when a retainer runs over its included hours.

Revenue Calculator

Gross and net revenue after discounts and returns, with gross margin.

ROAS Calculator

Return on ad spend, ACoS and profit after ad spend.

ROI Calculator

ROI as gain over cost, plus the annualised rate for the holding period.

Runway Calculator

Months of cash left from balance, burn and revenue growth.

SaaS Spend Auditor

Total your software subscriptions and see the cost per head.

Salary Increase Calculator

A pay rise as a percentage, per pay period and after inflation.

Salary To Hourly Calculator

Annual salary to an hourly rate and back, using your real hours.

Savings Goal Calculator

The weekly, fortnightly or monthly amount that reaches a savings target on time.

Scientific Calculator

Trig, logs, powers, factorials and memory, in one expression.

Severance Pay Calculator

Redundancy pay from service, age and weekly pay, statutory or custom scheme.

Simple Interest Calculator

Simple interest, total amount and interest per year and month.

Solar Installation Cost Calculator

Solar system cost from size, your price per watt and battery.

Solar Payback Calculator

Solar payback period and 25-year savings, including feed-in tariff on exports.

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Sole Trader Vs Limited Company Calculator

Compare sole trader and limited company take-home at your rates.

Stock Profit Calculator

Profit, percentage return and break-even price on a share trade.

Stripe Fee Calculator

Net payout after Stripe fees, or the charge needed to net a figure.

Superannuation Calculator

Super balance at retirement from rates and fees you enter.

Timesheet Calculator

Total a week of shifts with overtime and gross pay.

Tip Calculator

The tip, the total and each person's share of the bill.

Trip Cost Calculator

Fuel, tolls and parking for a car trip, split per person.

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UK Mortgage Repayment Calculator

UK mortgage repayments in pounds with overpayments, interest only and the full schedule.

US Mortgage Payment Calculator

US mortgage payment with amortization schedule, extra payments and PMI explained.

Utility Bill Calculator

An electricity, gas or water bill from usage and rates.

Value-Based Pricing Calculator

Turn client value into a defensible project quote.

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VAT Calculator

Remove VAT from a total or add it on, at your rate.

Wedding Cost Calculator

Total wedding budget and cost per guest from your own figures.

Wholesale Price Calculator

Wholesale price and recommended retail price from cost and margins.