Money Calculators
Loan Repayments, Simple Interest, APR to APY and Capital Gains Calculators
Calculators for money questions. Loan repayments and savings growth, salary after tax, hourly rates, margins, markups and discounts, currency conversion and the real cost of an employee. Each calculator shows its working, so you can check the sum against a quote or a payslip.
120 tools tagged Money
401(k) Calculator
401(k) balance at retirement with your employer's match.
Amortization Schedule Calculator
Full loan amortization schedule by year or by month.
Appliance Running Cost Calculator
What an appliance costs to run per hour, day, month and year.
APR To APY Calculator
Convert APR to APY and back for any compounding frequency.
Audio Bitrate Calculator
Sample rate, bit depth and channels to kbps and file size per minute.
Billable Utilisation Calculator
What share of your week is billable, and what the rest costs you.
Blended Rate Calculator
One weighted hourly rate across a mixed team of roles.
Bonus Calculator
Bonus from salary, target percentage, performance multipliers and months worked.
Break-Even Calculator
Units and revenue needed to cover fixed costs, and to hit a profit target.
Break-Even ROAS Calculator
The ROAS multiple at which an ad campaign stops losing money.
CAC Calculator
Acquisition cost, payback period and the LTV to CAC ratio.
CAGR Calculator
Compound annual growth rate between two values over time.
Capital Gains Calculator
Capital gain, tax at your own rate and annualised return.
Capital Growth Calculator
Future property value or the growth rate since purchase.
Car Affordability Calculator
The car price your income supports, with loan and deposit.
Car Depreciation Calculator
Future car value and depreciation cost per year and per km.
Charge-Out Rate Calculator
The hourly rate to charge for a person, from their salary, overheads and utilisation.
Churn Rate Calculator
Monthly and annual churn, retention and customer lifetime.
Commission Calculator
Flat or tiered sales commission and total pay with base.
Compound Interest Calculator
Growth on a balance, with regular contributions and the real rate.
Conversion Rate Calculator
Conversion rate, revenue per visitor and conversions needed for a target.
Currency Converter
Convert between 30 currencies at the mid-market rate.
Customer LTV Calculator
Lifetime value from spend, frequency, margin and churn.
Debt Payoff Calculator
Debt-free date and interest with the avalanche or snowball method.
Discount Calculator
Percent off, final price, and what stacked discounts really come to.
Dividend Calculator
Dividend yield, income per payment and reinvestment growth.
Dollar Cost Averaging Calculator
Average cost from regular fixed investments, versus a lump sum.
Double Discount Calculator
What two stacked discounts really come to at the checkout.
EBITDA Calculator
EBITDA, EBIT and adjusted EBITDA from net profit, with margins.
UpdatedElectricity Cost Calculator
Bill from kWh and tariff, with supply charge, per day, month and year.
Embedding Cost Calculator
Estimate what it costs to embed documents and how much storage the vectors take.
Employee Vs Contractor Cost Calculator
True employee cost per day and the contractor rate that breaks even.
EV Charging Cost Calculator
Cost, range and time for an EV charge, compared with petrol.
NewExpected Value Calculator
Expected value, variance and SD of a set of outcomes.
Extra Mortgage Payment Calculator
Interest and years saved by overpaying your mortgage.
Fantasy Currency Name Generator
Coins, denominations, mints and street slang for a realm's money.
Fill Rate Calculator
Unit, order and line fill rate from units shipped against units ordered.
FIRE Calculator
Your FIRE number and how many years until you reach it.
Free Shipping Threshold Calculator
The order value at which free shipping still makes money.
Freelance Rate Calculator
Target income to hourly and day rate, adjusted for real billable hours.
Freelance Time-Off Surcharge
The rate uplift that pays for your unpaid time off.
Fuel Cost Calculator
Trip fuel cost from distance, your car's economy and the pump price.
Fuel Economy Converter
MPG, L/100km and km/L converted every direction, US and UK gallons kept apart.
Future Value Calculator
Future value or present value of money at any rate.
NewGas Meter Reading Calculator
Turn gas meter readings into kWh and cost.
Heating And Cooling Cost Calculator
Running cost of heating or cooling from output, hours and your price.
Home Affordability Calculator
The price you can afford from income, deposit and rate.
UpdatedHome Equity Calculator
Your home equity and how much of it you can use.
House Cleaning Cost Calculator
Cleaning hours and cost per visit at your own hourly rate.
House Deposit Calculator
The deposit, cash needed and time to save it.
UpdatedInterest-Only Mortgage Calculator
Interest-only repayments and what happens when they end.
Investment Calculator
Investment growth from a lump sum plus monthly contributions.
Invoice Generator
Type the details, download a clean PDF invoice. Nothing uploaded.
Landscaping Cost Calculator
Garden project budget from your areas, rates and labour.
Late Payment Interest Calculator
Daily interest on an overdue invoice, plus the recovery charge.
Lease Vs Buy Calculator
Net cost of leasing a car versus buying on finance over the same term.
LLM API Prices
Per-million-token API prices for 82 models from six vendors.
LLM Cost Calculator
Price LLM API calls per request and per month, with caching.
Loan Comparison Calculator
Compare two loans by payment, interest, fees and total cost.
Loan Repayment Calculator
Car and personal loan repayments, and what a flat rate really costs.
Loan-to-Value Calculator
The LVR of a mortgage and what it takes to hit a target.
Margin Vs Markup Calculator
Convert between gross margin and markup on any unit cost.
Markup Calculator
Sale price from cost and markup, with the matching margin.
Meeting Cost Ticker
Watch what a meeting costs while it is happening.
Milestone Payment Splitter
Split a project fee into deposit and milestone amounts.
Mortgage Comparison Calculator
Which of two home loans is cheaper once fees count.
Mortgage Offset Calculator
Interest and years saved by an offset account.
NewMortgage Payoff Date Calculator
Find the month and year your mortgage is paid off.
Mortgage Repayment Calculator
Home loan repayments with amortisation schedule, offset and extra repayments.
Mortgage Repayment Calculator Australia
Australian home loan repayments with offset, extra repayments and the full schedule.
Moving Cost Calculator
Movers, hours and cost of a house move at your own rates.
MRR To ARR Calculator
MRR to ARR, revenue per account and a twelve-month projection.
NewNegative Equity Calculator
See your mortgage shortfall and when equity turns positive.
NPV And IRR Calculator
Net present value, IRR, payback and profitability index.
Overhead Rate Calculator
Annual overhead spread across the hours you can actually bill.
Overtime Calculator
Overtime pay at time and a half, double time or any rate.
PayPal Fee Calculator
What PayPal leaves you, or what to invoice to net a figure.
Percentage Calculator
What is X% of Y, percentage change, difference, and reverse percentages.
NewPercentage Change Calculator
Percentage change from old to new, with working and average rate.
Pool Cost Calculator
Pool volume, build, fill and yearly running cost at your rates.
Pro-Rata Salary Calculator
Part-time gross pay and holiday from a full-time salary.
Profit Margin Calculator
Gross margin from cost and price, or the price for a target margin.
Property Buying Costs Calculator
Every buying cost and the total cash you need.
Property Cash Flow Calculator
What a rental property costs or pays you each week.
Property Settlement Calculator
The balance at settlement with rates adjusted by day.
Refinance Calculator
New payment, break-even month and lifetime saving from refinancing.
Renovation Cost Calculator
Renovation budget from area, your build rate, fees and contingency.
Rent Affordability Calculator
The rent you can afford from your income.
Rent Per Square Foot Calculator
Convert commercial rent into cost per square foot and per person.
Rent Vs Buy Calculator
Whether buying or renting leaves you better off.
UpdatedRental Lease Calculator
Lease end date, total rent and every payment due date.
Rental Yield Calculator
Gross and net rental yield on an investment property.
Retainer Overage Calculator
What to invoice when a retainer runs over its included hours.
Revenue Calculator
Gross and net revenue after discounts and returns, with gross margin.
ROAS Calculator
Return on ad spend, ACoS and profit after ad spend.
ROI Calculator
ROI as gain over cost, plus the annualised rate for the holding period.
Runway Calculator
Months of cash left from balance, burn and revenue growth.
SaaS Spend Auditor
Total your software subscriptions and see the cost per head.
Salary Increase Calculator
A pay rise as a percentage, per pay period and after inflation.
Salary To Hourly Calculator
Annual salary to an hourly rate and back, using your real hours.
Savings Goal Calculator
The weekly, fortnightly or monthly amount that reaches a savings target on time.
Scientific Calculator
Trig, logs, powers, factorials and memory, in one expression.
Severance Pay Calculator
Redundancy pay from service, age and weekly pay, statutory or custom scheme.
Simple Interest Calculator
Simple interest, total amount and interest per year and month.
Solar Installation Cost Calculator
Solar system cost from size, your price per watt and battery.
Solar Payback Calculator
Solar payback period and 25-year savings, including feed-in tariff on exports.
NewSole Trader Vs Limited Company Calculator
Compare sole trader and limited company take-home at your rates.
Stock Profit Calculator
Profit, percentage return and break-even price on a share trade.
Stripe Fee Calculator
Net payout after Stripe fees, or the charge needed to net a figure.
Superannuation Calculator
Super balance at retirement from rates and fees you enter.
Timesheet Calculator
Total a week of shifts with overtime and gross pay.
Tip Calculator
The tip, the total and each person's share of the bill.
Trip Cost Calculator
Fuel, tolls and parking for a car trip, split per person.
UpdatedUK Mortgage Repayment Calculator
UK mortgage repayments in pounds with overpayments, interest only and the full schedule.
US Mortgage Payment Calculator
US mortgage payment with amortization schedule, extra payments and PMI explained.
Utility Bill Calculator
An electricity, gas or water bill from usage and rates.
Value-Based Pricing Calculator
Turn client value into a defensible project quote.
NewVAT Calculator
Remove VAT from a total or add it on, at your rate.
Wedding Cost Calculator
Total wedding budget and cost per guest from your own figures.
Wholesale Price Calculator
Wholesale price and recommended retail price from cost and margins.